Protect Your Home With the Right Insurance Policy?
We’re spending a lot more time at home these days, but are we protected? And we can only count on our pets for so much. The best home insurance policies will be those that suit your needs. We hope to help you better understand what the benefits of a home insurance policy is and why it’s important to take a look at your current policy.
What is a Home Insurance Policy?
Homeowner insurance protects you from unexpected repair and replacement costs if an event damages your home or personal belongings or you become the victim of a natural disaster such as fire, flood or other disaster.
Most home insurance policies are bundling these types of coverage together:
Dwelling Coverage: Protects the structure of your home from theft and almost any disaster you can think of (except for floods and earthquakes).
Other Structures: Covers things like sheds and detached garages on your property.
Personal Property: Covers cost of replacing contents of your home.
Loss Of Use: Expenses you incur while your home is uninhabitable, like staying in a hotel.
Personal Liability: Protects you against lawsuits filed by those who were injured on your property.
Medical Payments: Covers the medical expenses of those on property who are injured and do not sue you.
When was the last time you checked your own policies?
Our world is changing at a rapid rate and so are the insurance policies. Finding out you are not properly covered after it is already too late is an avoidable nightmare scenario.
To find out which home insurance is right for you, call our office and let’s see what will work best for you.
